“A serial entrepreneur with a cumulative 17+ years of experience in Debt Syndication, Commodity Markets and Blockchain.”
A chartered accountant by qualification I come from a family with links to farming and thus know all the nitty-gritty of agriculture & the problems of farmers. In 2018 when I was working in the Blockchain space, tokenisation of real-world assets like real estate, equity etc on Blockchain was a hit topic with bringing liquidity to the ecosystem being the primary objective. We developed a thesis that tokenisation in itself can’t be a goal and will require lending protocols built around tokenised assets, way before even DeFi was a word and decided to apply the benefits of tokenised asset lending to solve the problems of farmers in getting better prices for their crop and access to finance using tokenised commodity finance to small farmers.
We first built Whrrl (www.whr.loans) in partnership with banks in India and are now extending the same platform to DeFi lending at Brú (www.Bru.finance). I will be glad to share my practical understanding of bringing Agri Finance to Blockchain, real-world asset NFTs, challenges in bringing off-chain real-world assets to DeFi, its untapped potentials, blockchain & Web3 in general to the community.
